Auto Credit 1

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Welcome to Auto Credit 1!

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Welcome to AutoCredit 1, Inc.! If you are considering purchasing a used automobile we have In-House Financing programs to fit your needs. No matter how good or bad your credit is, we can work hard to help you get into a vehicle, and with the lowest possible down payment. Even if you currently have tax liens, garnishments, judgments, or a discharged bankruptcy, we can help. Our business location is: 3413 Fulton Ave. Sacramento CA. 95821. Hope to see you soon!

Other Benefits of Buying a Used Car

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As mentioned earlier, there are several good reasons to consider buying a used car, including ample selection and the improving reliability of older cars. But the main attraction for used-car buyers is still affordability.

Price is another key factor. Buying a new car is definitely more expensive than buying a used one. In fact, the price spread between new and used is widening. The latest figures available from CNW Marketing Research indicate that the average sale price of a new car in 2006 climbed to $26,854. The average used car transaction was $9,877 during that same time period. However Auto Credit 1's mean cost is usually below half that rate. Unless you decide to lease, your initial costs on a new car will be hefty.

Amnd avoiding depreciation. Once you drive your new car off the dealership lot, its value will drop immediately in your early years of ownership. On mainstream vehicles, expect your new car to lose at least 30 percent of its value in the first two years of ownership.

It dosen't hurt to consult used-car value guides to get an idea of what a particular model will be worth in the future. Leasing guides are another good source, even if you intend to buy instead. Lease payments are calculated based on residual, or resale, values. The Automotive Lease Guide projects those values for leasing companies to use when setting their prices.

The Benefits of Buying a Used Car

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Used cars dealers feature great prices on vehicles, and some like Auto Credit even offer in-house financing. In-house financing can benefit people with no credit history or bad credit. Big dealerships generally require applicants to have satisfactory credit or a co-signer. However, if you're trying to get a vehicle loan on your own, used cars dealers can help. Although the interest rate is slightly higher than a prime loan, this type of loan can boost your credit score. In turn, you'll be able to qualify for better rates in the future.

Welcome to Auto Credit 1!

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Signs of a Good Dealer.

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There are so many options for car loan financing that it can be hard to choose a lender. However, there are some things that differentiate one lender from another.They’re Willing To Work With You!You may have a lot of questions for your lender, or you may have very few. Either way, your lender should be willing to spend as much time as necessary answering your questions and explaining their services. They should always return your calls promptly, and they should be willing to meet with you to discuss your loan. If a lender seems like they have better things to do during the application process, then they probably won’t be much help once you’re a customer.If a company is approved by the Better Business Bureau (BBB), then they’ve been in business for a significant amount of time with no legitimate complaints. We've been in business for 37 years! For more information visit Auto Credit 1, 3413 Fulton Ave., Sacramento CA. 95821. Or call us at (916) 488-0111.

Lost and found!

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One of our customers left a book by Stephen Jay Gould at out Auto Credit 1 dealership. If this book by Gould is yours, please call our office at 488 0111. Thank you!

Our selection of cars include:

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Ford, Ranger (2002); Ford, Taurus (2001); Ford, Taurus (2001); Oldsmobile, Aalero (2001); Dodge, Neon (2001); Dodge, Caravan (2001); Chevrolet, Cavalier (2001); Hyundai, Accent (2000); Ford, Explorer (2000); Ford, Crownvictoria (2000); Dodge, Neon (2000); Dodge, Caravan (2000); Dodge, Caravan (2000); Dodge, Caravan (2000); Chevy, Cavalier (2000); Chevrolet, Prizm (2000); Saab, 9-5 (1999); Pontiac, Sunfire (1999); Pontiac, Grand_Am (1999); Plymoth, Voyager (1999); Dodge, Caravan (1999); Dodge, 2500 (1999); Chevy, Cavalier (1999); Chevy, Cavalier (1999); Chevy, Cavalier (1999); Chevy, Cavalier (1999); Chevy, Cavalier (1999); Chevy, Cavalier (1999); Volvo, S70 (1998); Volvo, S70 (1998); Toyota, Camry (1998); Oldsmobile, Achieva (1998); Oldsmobile (1998); Honda, Civic (1998); Chevy, S10 (1998); Chevrolet, Cavalier (1998); VW, Passat (1997); VW, Jetta (1997); Toyota, Tercel (1997); Toyota, Camry (1997); Pontiac, Sunfire (1997); Plymouth, Neon (1997); Nissan,Altima (1997); Mitsubishi, Eclipse (1997); Mercury, Villager (1997); Mercury, Mountaineer (1997); Mercury, Marquis (1997); Lincoln, Towncar (1997); Honda, Odyssey (1997); GMC, 1500 (1997); Ford, F250 (1997); Ford, F250 (1997); Dodge, Neon (1997); Chevy, Cavalier (1997); Chevrolet, Suburban (1997); Buick, Skylark (1997); Toyota, Tercel (1996); Toyota, Previa (1996); Toyota, Corolla (1996); Toyota, Camry (1996); Saturn, SL (1996); Saturn, Sedan (1996); Nissan, Pathfinder (1996); Lincoln (1996); Ford, F150 (1996); Dodge, Neon (1996); Dodge, Caravan (1996); Chevy, Suburban (1996); Chevy, Blazer (1996); Chevrolet, Corsica (1996); Buick, LeSabre (1996); Buick, Century (1996); Volvo, 850 (1995); Volvo, 850 (1995); Toyota, Corolla (1995); Kia, Sephia (1995); Jeep, Wrangler (1995); Jeep, Grand Cherokee (1995); Ford, Ranger (1995); Ford, F250 (1995); Ford, Bronco (1995); Chevy, Conversion (1995); Cadillac, Seville (1995); Volvo, 850 (1994); Toyota, Passeo (1994); Toyota, Corolla> (1994); Toyota, Camry (1994); Toyota, 4Runner (1994); Oldsmobile, Ciera (1994); Nissan, Quest (1994); Mercury, Villager (1994); Kia, Sportager (1994); Ford, Taurus (1994); Ford, Ranger (1994); Ford, Explorer (1994); Dodge, Ram (1994); Chevrolet, Suburban (1994); Dodge, Dakota (1993); Chevy, S10 (1993); Toyota, Corolla (1992); Pontiac, Bonneville (1992); Ford, Ranger (1992); Saturn, Sedan (1991); Pontiac, GrandAm (1991); Pontiac, 6000 (1991); Honda, Accord (1991); Ford, F150 (1991); Buick, Regal (1991); Subaru, Lagacy (1990); GMC, Suburban (1990); Ford, F150 (1990); Ford, 250 (1990); Chrysler, New Yorker (1990); Ford, Crownvictoria (1989); Dodge, Ram (1988); Chevrolet, G20 (1985); Chevy, Scottsdale (1978); Volkswagen, Bug (1975); Lincoln (1969).

Thanks for looking!

Refinance Used Auto Loans

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Refinancing used auto loans works very much the same way as refinancing regular auto loans. No appraisal is necessary to avail oneself of refinancing services for used auto loans. The value will still be based on how much more money is needed to pay off the existing used car loan.As with regular auto loans, those who did not get 0 percent to 2 percent APR used car loans are advised to avail themselves of auto refinancing. Using auto refinance calculators, used auto loan owners can have an idea of how much they can save from refinancing.There are some tips on how to get refinancing applications for used auto loans. First, the refinance applications should be filed using the same name used in the used auto loan. This is one way of ensuring credibility. If the refinancing company did not find matching names, the application will more likely be rejected.Second, while the used car need not be appraised, the value of money needed to pay off the used car loan should be still be at least $7,000. Refinance companies usually do not entertain any amount lesser than that as it could only mean a waste of time.